6 Questions First-Time Homebuyers Should Ask Themselves

There are certain milestones that mark important times in our lives. Sitting in car for the first time all alone with our new driver’s license, walking across the stage at graduation, completing college or beginning our first full-time job. These all make us take a pause and feel a huge sense of gratification.

Part of the American dream is to become a homeowner. We dream of a place that we can call our own. A place that is comfortable and safe. A place we are proud of. A place where we can plant the roots for our future. To some however, the process seems so overwhelming and the concern of whether or not you are “doing it right” deters some from achieving the goal.

So how do you know if you are ready to become a homeowner? Here are six areas you will want to consider that will make your decision to buy a home the right one.


5 Facts About Credit Card Fraud

  1. Criminals are more likely to commit fraud during the workweek. Three a.m. is the “fraudiest” time of day.
  2. Accounts less than three days old are three times more likely to be fraudulent.
  3. Purchases less than $20 are more than twice as likely to be fraudulent.
  4. People over the age of 85 are the most targeted.
  5. Delaware, Florida, Nevada, Alaska, or Arizona have the highest rates of online fraud

Source: Sift Science

Don’t miss out on the powerful fraud protection that is included with MCFCU Debit/Checking Account through ID Protect®. Find out more and register your account by clicking here.

Friends & Family Specials Are Back!

At MCFCU, we LOVE to show our friends and family how much we appreciate them. That’s why we’ve brought back our popular, yet limited-time friends & family specials.

Two great deals, just for our MCFCU family! If you aren’t a member yet, simply join today to qualify.



Great Online Tools to Manage Your Finances on the Go

Personal money management has gotten a whole lot easier thanks to online tools that let you take care of your finances from just about anywhere. These new technologies are user-friendly, secure, and best of all, many are absolutely free.

membership eligibility…

Membership in Madison County Federal Credit Union is now easier than ever! If you live, work, attend school, worship, or volunteer in Madison County you meet our new eligibility requirements. Our new, less restrictive Field of Membership allows us to offer the benefits of credit union membership to all of our friends and neighbors in Madison County