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You may be qualified to receive this special offer to skip your loan payment. If you have more than one loan, you can choose to skip-a-payment on each loan you have with Madison County Federal Credit Union except Mortgage Loans, Equity Loans, ORP Loans and Single Payment Notes.

You can even skip a payment on your MCFCU VISA credit card!

Send no money! The $35 processing fee per loan skipped will be applied to your loan balance. If your payments are made by Direct Deposit/Payroll Deduction, we will deposit the skipped payment to your primary payroll account.

Respond Today!
Simply complete the skip-a-payment request form below. Your request must be received by June 1st to skip your June payment or by December 1st to skip your December payment. DELINQUENT OR PAST DUE LOANS ARE NOT ELIGIBLE.

For questions or more information, please call the Madison County Loan Department at 765-644-3623

Skip-A-Payment Request

    I authorize Madison County Federal Credit Union to extend my final loan payment by one month. For this offer to be valid, I know my loan must be current. The $35 processing fee per loan will be automatically applied to my loan balance. Interest will continue to accrue on the unpaid balance of my loan and will be part of my final payment. Therefore, the amount I will pay during my loan will be more than the amount originally disclosed and could extend my loan term. If I have life and/or disability insurance on my loan and I choose to skip-a-pay, my insurance coverage will end based on the original contract term. Members that have been granted extensions due to extenuating circumstances within the previous 12 months are not eligible to participate. Member must make first payment to be eligible for Skip-a-Pay.