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Rates

Savings Rates - Effective Thursday, December 1, 2022
APYMinimum
Deposit
Minimum
Balance
REGULAR SHARE0.05%$5$50
REGULAR SHARE0.05%$5$10000
SPECIAL SHARE0.05% $50
CHRISTMAS CLUB0.05% $50
CHRISTMAS CLUB0.03% $10000
SHARE DRAFT CHECKING0% $0

Fees may reduce earnings. Rate may change after the account is opened.

Loan Rates - Effective Friday, February 3, 2023
Loan TypeRates as low asTerms & Information
Unsecured Signature » 9.9% 36 M
Share Secured Signature Loan » 4% 60 M
New Auto » 5.49% 60 M
Used Auto » 5.49% 60 M
New Motorcycle » 5.49% 120 M
Used Motorcycle » 5.49% 60 M
Other RE Second Mtg-10 Year 11.999% 120 M
Real Estate-1st (15yr or less) 9% 0 M
Real Estate - 1st Mtg (>15Yrs) 9% 0 M
VISA Credit Card » 9.9% 36 M

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan, applicable prepaid items and/or fees. Rates and dividends are subject to change without notice.

HELOC Loans have a variable rate that varies with prime and have a $10,000.00 minimum principal.

Visa requires annual use of card or a fee may be imposed.

For Credit Card Tips from the Consumer Financial Protection Bureau or to learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

Click below to apply, you don’t even have to be a member yet!

Certificate Rates - Effective Friday, February 3, 2023
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0%$500
12 MONTH CERTIFICATE3.04%$500
18 MONTH CERTIFICATE3.14%$500
24 MONTH CERTIFICATE2.02%$500
30 MONTH CERTIFICATE2.12%$500
36 MONTH CERTIFICATE2.22%$500
48 MONTH CERTIFICATE2.53%$500
60 MONTH CERTIFICATE2.73%$500

Penalty assessed for early withdrawals.