Debit/Checking

Madison County Federal Credit Union has added even more value to your debit/checking account! Your debit/checking account has great financial tools and protections for you and your family to enjoy.

Features and Benefits

  • 1/4% Relationship Pricing with auto-deduction on new consumer loans*
  • Online Banking with Billpay
  • Mobile Banking
  • P2P
  • Unlimited Check Writing
  • MasterCard Debit Card with unlimited transactions
    and 1 Courtesy Pay/NSF refund per year
  • Text Banking
  • Remote Deposit Capture
  • Bank by Phone
  • E-Notices
  • IDProtect® – Identity Theft Monitoring and Resolution Service

Once you are registered for IDProtect® – Identity Theft Monitoring and Resolution Service, you can access your benefits at ClubChecking.com or with the Club Checking Mobile App (available on IOS and Android phones)!

Have questions? Call the Benefits Service Center at 866-210-0361, Monday – Friday 8:30 am – 5:00 pm to learn more about your benefits, or for assistance with registration and activation.


Monthly service charge applies unless balance of $2,500.00 or higher is maintained. Refer to fee schedule for current fee.

Let us know if you are a student at a higher learning institution or are a qualified not-for-profit or charity and we will waive your fee after documentation is provided.

*With autopay from checking. Excludes Mortgages, Visa and Variable Rate Loans.

back to services…..