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Smart Chip Debit Cards


SMALL Chip. BIG Protection.

Madison County Federal Credit Union continues to be committed to our Members’ security. That’s why our Madison County Federal Credit Union Mastercard® Debit Card now comes embedded with encrypted microchip technology. Smart Chip Debit cards, or EMV cards, like ours mean added layers of security and protection from fraud for you. Here’s what you can look forward to as a card holder:

Greater Fraud Protection.
Information programmed into the chip is personalized for your MCFCU account.  Purchases can only be approved with a unique code that is generated with each use.This security feature, plus the fact that the embedded chip is almost impossible to duplicate makes your card extremely difficult to counterfeit.

Global Acceptance.
With your new card you have the freedom to go almost anywhere. More merchants are accepting chip transactions every day. Whether you check out using chip technology, or swipe your card, you can pay with confidence.

Easy to Use.
Simply swipe your card like you already do. However, if a chip activated terminal is available, just insert your card instead, follow the prompts, and remove when the transaction is complete.


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