Madison County Federal Credit Union is excited to offer a valuable service of personal protection and peace of mind to members – IDProtect®. This identity theft protection gives you everything you need to safeguard your identity, monitor your identity and recover your identity until it is completely restored should you become a victim. IDProtect® is just one of the many benefits of our Debit/Checking accounts.

It’s an unfortunate reality that becoming a victim of identity fraud is a frightening, frustrating experience that can happen to anyone at anytime. Keeping your personal information secure and protecting you and your account from identity fraud are important to us. IDProtect® will work on members’ behalf in three key ways. Take special note of the areas that will require you to register and activate your service to receive full advantage of the ID Protection:


Get advice on ways to protect yourself from identity theft, find education tips and access valuable online resources.


Credit File Monitoring – daily credit file monitoring and automated alerts of key changes to your Experian, TransUnion and Equifax credit reports (Registration/activation required; no extra charge)

3-in-1 Credit Report – request a new 3-in-1 report every 90 days or upon receipt of a credit alert (Registration/activation required; no extra charge)

Total Identity Monitoring – conitnuous monitoring of over 1,000 databases (Registration/activation required; no extra charge)


Debit and Credit Card Registration – register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards – and your liability is limited – should your cards become lost or stolen (Registration/activation required; no extra charge)

Fully Managed Identity Theft Resolution Service – access to dedicated consumer fraud specialist, assigned specifically to your case, who will work with you until your credit and identity are completely restored.

Identity Fraud Expense Reimbursement Coverage – for expenses to help clear your name and help repair damaged credit, including attorney fees, long distance calls, certified mail as well as coverage for lost wages as a result of taking time off work.

IDProtect is being provided as an added value service with your Debit/Checking account. Take advantage of ALL the benefits by registering your account for IDProtect’s additional services NOW at and use the access code provided to you when you opened your MCFCU checking account.



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