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Share Accounts

Share accounts

Share accounts are credit union savings accounts. Dividends are earnings (interest) credited to a member’s share accounts. Share accounts with average daily balances of $50.00 or more at the end of the period receive dividends, which are paid monthly. Dividend rates may fluctuate since it depends on the net earnings of the credit union for that period.

Share draft accounts

A share draft account is like a checking account. The share draft checkbook contains carbonless copies of every draft (check) you write, allowing members to have an exact record of every transaction. Overdraft Protection is available to automatically transfer funds from the share account. Overdraft Privilege is also available and allows share drafts to overdraft the account to a preset limit while avoiding being returned unpaid.

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