Use one or more of your savings accounts as collateral and you can take an advantage of a share secured loan from MCFCU. These loans can be financed up to 120 months and have an annual percentage rate of 2% above the stated dividend rate, with a minimum annual percentage rate of 4%.

A secured loan from MCFCU offers lower interest rates and is a great option for building your credit or making a purchase without dipping into your savings.