Three Steps to Fixing Your Money Worries This Holiday Season

Worrying about money is natural. Almost everyone’s done it at some point. But worrying also could be a sign that there are serious problems you’re avoiding —a persistent little reminder that these problems are not going away. So if you’re finding yourself stressed about this holiday season, there are some simple things you can do to stop worrying and take back control.

Ask yourself, “What am I really worried about”? If it’s something you can’t control, like the state of the economy, then don’t waste time worrying about it. If you’re tracking your spending, saving regularly, and living within your income—that’s the foundation of financial peace of mind.

But if there’s a real problem, like too much credit card debt, then take action! There’s no quick fix, but make a plan. Simply doing something will make you feel better, and eventually your financials will start to look better, too. Here are three simple things anyone can do to reduce financial anxiety.
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6 Questions First-Time Homebuyers Should Ask Themselves

There are certain milestones that mark important times in our lives. Sitting in car for the first time all alone with our new driver’s license, walking across the stage at graduation, completing college or beginning our first full-time job. These all make us take a pause and feel a huge sense of gratification.

Part of the American dream is to become a homeowner. We dream of a place that we can call our own. A place that is comfortable and safe. A place we are proud of. A place where we can plant the roots for our future. To some however, the process seems so overwhelming and the concern of whether or not you are “doing it right” deters some from achieving the goal.

So how do you know if you are ready to become a homeowner? Here are six areas you will want to consider that will make your decision to buy a home the right one.

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membership eligibility…

Membership in Madison County Federal Credit Union is now easier than ever! If you live, work, attend school, worship, or volunteer in Madison County you meet our new eligibility requirements. Our new, less restrictive Field of Membership allows us to offer the benefits of credit union membership to all of our friends and neighbors in Madison County

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