Introducing VISA Alerts!

Do you want to know when your MCFCU VISA Credit Card is being used? Now you can with VISA Credit Card Alerts. You can be alerted with a text message to your phone or by an email letting you know when and how your card is being used. Click here to learn more.

Preventing Tax Return Fraud

Identity theft continues to be a booming business: In 2014, 17.6 million Americans fell victim, and cybercriminals made off with $15.4 billion. And tax refund theft remains a lucrative piece of that business, despite the IRS’ efforts to stamp it out.

How do hackers do it? In one scam, they filed bogus returns with information harvested from the IRS’ own files or by using Social Security numbers.

Then they waited for the direct-deposit refunds to flow in. Victims usually didn’t know anything was wrong until the IRS refused to accept their tax returns. More…

How Much to Withhold in Taxes

The average tax refund is more than $2,000. While it may seem pretty awesome to get that big check in the mail, it’s actually an indication that you may be overwithholding. Overwitholding means you’re having your employer take out too many taxes from your paycheck, essentially giving the federal government an interest-free loan for the year. Underwithholding means that, when you file taxes, you owe the Internal Revenue Service (IRS) money.

Withholdings
If you’re getting a tax refund, ask yourself two questions:

  1. Do you have credit card bills?
  2. Do you have an emergency fund to tide you over for a few months if you become unemployed?

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We’re Hiring! Loan Officer- Elwood Office

Join our family! Madison County Federal Credit Union is currently seeking a Loan Officer for our Elwood office.

The successful candidate will have a Bachelors Degree and/or 4 years experience in a financial institution, with at least two years in a loan officer/loan position with mortgage experience.

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Head into the new year with savings on your auto and home insurance

You trust us to offer products and services to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage Auto and Home Insurance Program.

Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your home insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.

TruStage insurance products and programs help members protect what matters most. Backed by more than 80 years of working in partnership with credit unions and their members, you’ll find programs for car, home and more. And they’re only available to credit union members like you.

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membership eligibility…

Membership in Madison County Federal Credit Union is now easier than ever! If you live, work, attend school, worship, or volunteer in Madison County you meet our new eligibility requirements. Our new, less restrictive Field of Membership allows us to offer the benefits of credit union membership to all of our friends and neighbors in Madison County

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