Save Money Each Month: Refinance Your House

You might be one of roughly 6.5 million Americans who could benefit from refinancing your home according to the Mortgage Monitor Report from Black Knight Financial Services.

About three million borrowers could save at least $200 a month by refinancing. By refinancing and locking in a better rate on your loan, you could reduce your monthly payment and save thousands of dollars in interest on the life of your mortgage. A lower interest rate also could allow you to build equity in your home more quickly.

The 3 Things You Need to Know Before You Buy a New Car

There are many things to consider before purchasing ANY car, but a NEW car might spark particular questions. There are pros and cons to buying new cars, just as there are pros and cons to buying used cars.First off, when purchasing any vehicle, ask yourself “Why am I buying this car?” Is it for daily use, will you need a lot of storage space, seating space? Make sure the makes and models you narrow your search down to are practical reflections of how you will use the car.

You may love the look of a larger vehicle, but if you don’t have five children, you might not need that much space and that particular car may not be right for your daily commute and errands.After you’ve considered the personal aspects of which car to buy, move on to the less subjective parts of the process:

We’re Hiring!

We are currently looking for a part-time teller for our Elwood office. If you are interested, click here and complete our online application!

Get rewarded for telling your friends about Madison County Federal Credit Union

50 account bonusAre you enjoying Madison County Federal Credit Union so much that you’d like to tell your friends about it? If so, you can earn a $50 credit on your account with each friend that signs up for a new membership with a Benefits Plus Checking/Debit account.*

How It Works
• Refer up to 5 new members each calendar year.
• Earn $50 for each friend that you refer that opens a new Madison County Federal Credit Union Benefit Plus Debit/Checking account
• Once your friend meets their new member account requirement for the first six full months of their account, we’ll deposit $50 in your account and $50 in theirs, too.
• New members can complete the online application, visit a branch, or call 1-765-644-3623.
• Be sure your friend tells them who referred them when the open their account so you both can be credited.

With our referral bonus, the rewards of friendship are better than ever.

*New membership account must be a new credit union relationship with no previous accounts open at MCFCU.

membership eligibility…

Membership in Madison County Federal Credit Union is now easier than ever! If you live, work, attend school, worship, or volunteer in Madison County you meet our new eligibility requirements. Our new, less restrictive Field of Membership allows us to offer the benefits of credit union membership to all of our friends and neighbors in Madison County