Limited Time Home Equity Special

home equity in branch poster

We’re introducing a new limited-time NO CLOSING COST Home Equity Loan Special. The special features a 10-year term and rates as low as 5.85% APR*. This is a great opportunity to do that remodel you’ve been dreaming of, pay for college tuition or finance other large expenses.

Interested in finding out more? Give one of our loan specialists a call today!
*Terms and conditions apply. Limited time offer. Rate based on credit worthiness.

Temporary Drive Up Closing!

We will be performing some maintenance work on our drive up lanes at the main office on THURSDAY, August 27th (weather permitting). Expect all drive up lanes, including the ATM lane, to be closed for part of the day. Walk-up service to the ATM will be available while the maintenance is being performed. The drive-up services will be open and available at our Charles St. as well as at our Edgewood offices. We apologize for any inconvenience.

Age Doesn’t Matter: Focus on Retirement Savings Today!

While many Americans might feel confident in their ability to support themselves after they retire, thousands will reach the age of 65 without adequate financial preparation.

It is never too early—or too late—to focus on retirement savings. The Center for Retirement Research at Boston College estimates that you need about 70% of preretirement income to maintain your lifestyle in retirement.

Show & Tell Winner, Robin Trueblood, shares her story

My business account with MCFCU is what gives me the financial power to be able to not only have great window displays but allows me to change the windows every 2 weeks. Without the support from MCFCU business account I would not be able to do that. My business account with the credit union gives me the chance to keep all my computer needs updated. If I need a loan to make updates they are there to help me in any way with their support. Without the financial support I would not be able as small business to get the items I need to make weekly updates to my window.

It is like a story book. The front show window tells a story. Like she said yes”, the MCFCU said yes to all my needs. We are a team.They go way over the top to help me financially to make sure I have all the tools I needs to keep my shop running smoothly like a great marriage.

Robin Trueblood

We’re Hiring!

Are you interested in joining our team? We are hiring one part-time teller.

If you would like to submit an application just click here and complete our online application. It’s quick and easy!


Do you spend part of the year at another address? Are you one of the lucky people who spend the winter months in Florida? If you are, please let us know when you will be away and where you will be staying and we will update our records with your snowbird schedule. That way your MCFCU mail will follow you when you fly south for the winter and will automatically change again when you migrate north in the spring! Yet another way we can enhance your MCFCU experience!

membership eligibility…

Membership in Madison County Federal Credit Union is now easier than ever! If you live, work, attend school, worship, or volunteer in Madison County you meet our new eligibility requirements. Our new, less restrictive Field of Membership allows us to offer the benefits of credit union membership to all of our friends and neighbors in Madison County