8th Street road construction alert!

There is a city road construction project that is currently impacting parking in front of our office along 8th Street. The contractors are telling us this will last about 2 weeks. This project will eventually impact our drive up services at 8th Street as well. Our 8th Street drive up is not currently impacted but this may change starting the week of June 19th. Please park in our parking lot located behind our office. Plan on using Ruddle Ave. to come and go from the parking lot (look for the Howard Webb building). You will want to avoid using Central Ave. for the time being. We will keep you updated as the situation develops. Thanks for your patience!

We’re Hiring! Part time tellers

Join our family! Madison County Federal Credit Union is currently seeking a part time teller stationed at our Elwood office and a part time travel teller.

The successful candidate will have a winning attitude along with a willingness to serve our members in a friendly, professional manner.


LIMITED TIME Buy or Refi Auto Loan Special

Announcing a limited-time rate special on auto loans from Madison County Federal Credit Union!

From June 1, 2017 through July 31, 2017 MCFCU will be offering discounted rates on auto loans. Eligible loans can be for purchase of a vehicle or refinancing an existing auto loan.

Have questions about this great offer? Give any one of our locations a call and ask to speak to a loan specialist. Or you can get started by applying online now.

* Terms and Conditions Apply. Promotional Rate Offer expires July 31, 2017.

Teens: Save for More Than New Shoes This Summer

You’ve already decided that you’re not going to repeat last summer’s spending fiasco. Remember that sick feeling you had when September rolled around and you had nothing to show for your hard work…except a new pair of shoes and a few apps. So what’s a good way to start growing the cash you earn?

Home Equity Loans: Low-Cost, Tax-Advantaged Credit

If credit card payments are eating up your disposable income each month, or if you need cash to remodel your kitchen–or to buy a new car–a home equity loan or home equity line of credit (HELOC) might be your best bet.

There’s also a tax advantage. Unlike almost any other consumer loan type, the interest on a home equity loan or HELOC of $100,000 or less is likely to be tax-deductible ($50,000 if married filing separately).

7 Bad Financial Habits You Need to Break Right Now

Human beings are habit-creating machines, craving any mental or physical shortcut that lets us focus on higher-level thoughts, such as what’s for lunch or developing theories about Netflix dramas. Bad money habits are more difficult to steer out of than other automated behaviors like driving a car. Why? Financial peace of mind is a much more subtle reward than the satisfaction of navigating a half-ton piece of metal through city streets without death or injury.

Still, every person who is good at money learned good habits, which means you can, too. “What we know from lab studies is that it’s never too late to break a habit. Habits are malleable throughout your entire life,” Charles Duhigg, author of “The Power of Habit,” told NPR.
Here are seven financial habits you should break before you go broke.


Introducing VISA Alerts!

Do you want to know when your MCFCU VISA Credit Card is being used? Now you can with VISA Credit Card Alerts. You can be alerted with a text message to your phone or by an email letting you know when and how your card is being used. Click here to learn more.

membership eligibility…

Membership in Madison County Federal Credit Union is now easier than ever! If you live, work, attend school, worship, or volunteer in Madison County you meet our new eligibility requirements. Our new, less restrictive Field of Membership allows us to offer the benefits of credit union membership to all of our friends and neighbors in Madison County