Tailored specifically for kids 0 – 17, our youth accounts provide a hands-on approach to learning about saving, budgeting, and responsible spending. With Launch Accounts, young members build strong financial habits that last a lifetime.

Benefits:

• Start Saving Early: Open a savings account for your child and watch their money grow with competitive interest rates.
• Debit Card Access: Teens aged 14 and up can enjoy the convenience of a debit card, giving them a sense of financial independence while parents maintain oversight.
• Educational Tools: Gain access to financial education resources designed for young learners to understand budgeting, saving, and the importance of managing money wisely.
• Online Banking: Manage accounts online or through our mobile app, making it easy for parents and kids to monitor balances, set goals, and track spending.

Account Perks:

• $10 Reward for Report Cards: Show us your report card twice a year (Spring and Winter mid-terms) to earn $10!
• Birthday Bonus: Receive $5 every year on your birthday.
• Graduation Gift: Get $100 at graduation!
  Eligibility: Accounts must be at least one year old; children and grandchildren of employees are not eligible.
• Exclusive Swag
• Special CD Opening: Open a Certificate of Deposit (CD) with just $100 instead of the usual $500 limit, normal rates apply.
• Referral Bonus: Earn $5 for bringing a friend to open an account.
• Volunteer Reward: Receive $10 for volunteering at a qualified non-profit organization, up to twice a year.
  A minimum of 1 hour is required each time, with a requirement to volunteer at a different non-profit each time; hours may not be combined.
• Scholarship Opportunity: Graduates with a Launch youth account open for at least 12 months can enter for a chance to win our annual $1,000 MCFCU Scholarship!